At AFC First we take great pride in our commitment to ensuring the privacy of your financial information. Our policy toward the sharing of your financial information exceeds federal legal requirements. We do not share your protected information (known as nonpublic personal information) with non-affiliated third parties except for routine processing of transactions at your request and as otherwise permitted or required by law.
We will not collect any information about you when you visit our website, except for information that you elect to provide us in the form of a loan application.
We may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, or others; and
- Information we receive from third parties such as a consumer reporting agency.
Although we may disclose your name and address to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, we do not sell lists or share your protected information with outside marketing agents.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Patriot Act Notice
Effective October 1, 2003 this important information is for new AFC First customers for opening new accounts. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What This Means To You
When you open an account with us, we will keep a record of your name, address, date of birth, and other information we use to identify you. We may also ask to see your driver's license or other identifying documents.
Last Update 12/2/2010